Child playing in cardboard box

Mortgage Products

Let Self-Help Federal Credit Union’s Home Loan Experts help you find your best Mortgage financial needs. Whether you need a low-rate purchase or refinance loan, or a convenient home equity loan or line of credit for repairs and remodeling, we've got the right loan for you! Choose from:
  • Conventional up to 97% Loan To Value
  • Portfolio up to 105% Loan to Value (Some restrictions apply)
  • FHA
  • VA
  • USDA 
  • Jumbo (over $647,200 loan amount)
  • Second Homes
In addition to these Mortgage Products Self-Help Federal CU also is willing to work with individuals on the following:
  • ITIN Loans - No FICO SCORE and Credit Requirement 
  • 24 Month Business Bank Statements (No W-2's or 1040's required)
  • Mortgage has one 30 day item in the last 24 months, we will still look at them

Get started today! Fill out our Home Loan Pre-Qualification Form here.
For more information call Pedro McDougall at 209-954-4369 or stop by today!