Young man using laptop at home

Individual Retirement Accounts (IRAs)

Premier Community offers several high-yield IRAs to help with your retirement.  Choose a Traditional IRA, a Roth IRA or a Coverdell Education IRA.  All deposits are government insured up to $250,000 per member, plus additional private insurance for another $250,000.

IRA Savings Accounts

  • Start small and grow your savings, with tiered rates to maximize your earnings
  • No Premier penalty for early withdrawal (government withholding and penalties may apply-consult your tax advisor)

IRA Certificates

  • Terms from 12 to 60 months
 

Minimum Balance

SAVINGS 

Variable Dividend Rate Annual Percentage Rate (APY) To Open Dividend Tiers*
Regular Share, Club, HSA,
HSF and IRA Share Accounts
$100.00 to $999.99
$1,000.00 to $24,999.99
$25,000.00 or more
0.050%
0.100%
0.100%
0.050%
0.100%
0.100%
$5.00 $100.00
$1,000.00
$25,000.00