Deposit Rates

Shares, Money Market, & Term Certificate Rates

 
Effective Date: 8/01/22
Account Types
Minimum to Open
Minimum to Earn Dividends
Dividend Rate
APY*
Savings (All Types)
$5
$100
0.15% 0.15%
Fresh Start Checking
$0
$0
0.10%
0.10%
Basic Checking
$0
$0
0.10% 0.10%
Youth Accounts (All Types)
$5
$25
0.10%
0.10%
Business Checking
$0
$0
0.05% 0.05%
Non-Profit Checking
$0
$0
0.05%
0.05%
Money Market
$500
$500
0.62%
0.62%
IRA Account
$100
$100
1.00%
1.00%
Term Certificates/ IRA Term Certificates
Minimum to Open/IRA
Minimum to Earn Dividends/IRA
Dividend Rate
APY*
3 Months
$500/$100
$500/$100
0.10% 0.10%
6 Months
$500/$100 $500/$100 0.15%
0.15%
12 Months
$500/$100 $500/$100 1.00% 1.00%
18 Months
$500/$100 $500/$100 1.05%
1.06%
24 Months
$500/$100 $500/$100 1.10% 1.11%
36 Months
$500/$100 $500/$100 1.20%
1.21%
48 Months
$500/$100 $500/$100 1.20%
1.21%
60 Months
 
$500/$100
$500/$100 1.30%
1.31%
*APY = Annual Percentage Yield.
Dividend rate and APY may change at any time.
Once we receive your funding, a certificate will be established and the rate will be locked for the term of the certificate. Penalties for early withdrawal on term certificates. See the account agreement for more information. Funds are NCUA insured (up to $250,000) to protect your investment.