| Minimum Balance | ||||
|---|---|---|---|---|
| SAVINGS | Variable Dividend Rate | Annual Percentage Rate (APY) | To Open | Dividend Tiers* |
| Regular Share, Secondary Share Account (Formerly Club Share Account), HSA, and IRA Share Accounts |
||||
|
$100.00 to $999.99
$1,000.00 to $24,999.99 $25,000.00 or more |
0.010% 0.015% 0.025% |
0.010% 0.015% 0.025% |
$5.00 | $100.00 $1,000.00 $25,000.00 |
| Installment Savings Certificate | (Monthly deposit to achieve a savings goal) | |||
| 12-36 Months 37-60 Months |
0.010% 0.025% |
0.010% 0.025% |
$5.00 |
$100.00
|
|
Youth Share Savings Accounts
(Formerly Treasure Hunter)
|
(Minor Account Includes former Kids Super Saver and Scottie Saver Accounts) | |||
| 12-36 Months 37-60 Months |
0.050% 0.050% |
0.050% 0.050% |
$5.00 | $5.00 $25,000.00 |
|
Money Market
|
Variable Dividend Rate | Annual Percentage Rate (APY) | To Open | Dividend Tiers* |
|
Diamond Money Market and Business
Money Market
|
||||
|---|---|---|---|---|
|
$25,000.00 to $49,999.99
$50,000.00 or more
|
0.030%
0.040%
|
0.030%
0.040%
|
$25,000.00 |
$25,000.00
$50,000.00
|
| Money Market | ||||
|
$2,500.00 to $9,999.99
$10,000.00 to 24,999.99
$25,000.00 to 49,999.99
$50,000.00 or more
|
0.015%
0.025%
0.030%
0.040%
|
0.010%
0.025% 0.030%
0.040%
|
$25,000.00 |
$2,500.00
$10,000.00 $25,000.00
$50,000.00
|
| Tax Impound Escrow Share Escrow Accounts | ||||
| $0.01 or more | 1.982% | 2.000% | $0.01 | N/A |
|
Checking Products
|
Variable Dividend Rate | Annual Percentage Rate (APY) | To Open | Dividend Tiers* |
|
Advantage, Basic, Premier (Discontinued), Fresh Start,
Youth Adult Checking, Student, Business
|
||||
|---|---|---|---|---|
|
0.000%
|
0.000%
|
$50.00
($25 for student checking)
|
N/A
|
|
| Diamond Checking | ||||
|
$15,000.00 to $24.999.99
$25,000.00 to $49,000.99
$50,000.00 or more
|
0.010%
0.015%
0.015%
|
0.010%
0.015%
0.015%
|
$15,000.00 |
$15,000.00
$25,000.00
$50,000.00
|
| Interest Checking & Business Interest Checking | ||||
|
$1,500.00 to $9,999.99
$10,000.00 to $24,999.99
$25,000.00 to $49,999.99
$50,000.00 or more
|
0.010%
0.010%
0.015%
0.015%
|
0.010%
0.010%
0.015%
0.015%
|
$1,500.00 |
$1,500.00
$10,000.00
$25,000.00
$50,000.00
|
|
Certificates
|
Variable Dividend Rate | Annual Percentage Rate (APY) | To Open | Dividend Tiers* |
|
Youth Hunter (Formerly Treasure Hunter) and OMG! Add-on
Certificate
(Minor Accounts, 12-month term,
$1,000 Max, one per member)
|
||||
|---|---|---|---|---|
|
0.995%
|
1.000%
|
$50.00
|
$50.00
|
|
|
Business Certificates
(Sole Proprietorship Only)
|
||||
|
12 Months
|
0.100%
|
0.100%
|
$500.00 | $500.00 |
| Certificates & IRA Certificates | ||||
|
6 Months
12 Months
24 Months
36 Months
60 Months
|
0.050%
0.100%
0.300%
0.449%
0.449%
|
0.050%
0.100%
0.300%
0.450%
0.500%
|
$500.00 |
$500.00
|
| Diamond Certificates & Diamond IRA Certificates |
|
|
||
|
6 Months
12 Months
24 Months
36 Months
60 Months
|
0.100%
0.150%
0.349%
0.499%
0.549%
|
0.100%
0.150%
0.350%
0.500%
0.550%
|
$50,000.00 |
$50,000.00
|
| Bump Up Certificates & Bump Up IRA Certificates |
|
($500 Minimum for IRA Certs) |
|
|
|
24 Months
36 Months
60 Months
|
0.200%
0.250%
0.349%
|
0.200%
0.250%
0.350%
|
$1,000.00 |
$1,000.00
|
|
Add On Certificates & IRA Certificates
($10,000 max Certificate Amount. Limit one Add On Certificate per member)
|
||||
|
12 Months
24 Months
36 Months
60 Months
|
0.100%
0.250%
0.349%
0.399%
|
0.100%
0.250%
0.350%
0.400%
|
$100.00 | $100.00 |
| Liquid Certificates & IRA Certificates |
|
($500 Minimum for IRA Certs) |
|
|
|
12 Months
24 Months
36 Months
60 Months
|
0.050%
0.200%
0.300%
0.349%
|
0.050%
0.200%
0.300%
0.350%
|
$1,000.00 |
$1,000.00
|
