|
Shares, Money Market, & Term Certificate Rates
|
Effective Date: 4/1/24 | |||
| Account Types |
Minimum to Open
|
Minimum to Earn Dividends
|
Dividend Rate
|
APY*
|
|
Savings (All Types)
|
$5
|
$100
|
0.30% | 0.30% |
|
Fresh Start Checking
|
$0
|
$0
|
0.10% |
0.10%
|
|
Basic Checking
|
$0
|
$0
|
0.10% | 0.10% |
|
Youth Accounts (All Types)
|
$5
|
$25
|
0.10% |
0.10%
|
|
Business Checking
|
$0
|
$0
|
0.05% | 0.05% |
|
Non-Profit Checking
|
$0
|
$0
|
0.05% |
0.05%
|
|
Money Market
|
$500
|
$500
|
3.27% |
3.32%
|
|
IRA Account
|
$100
|
$100
|
4.40% |
4.50%
|
| Term Certificates/ IRA Term Certificates |
Minimum to Open/IRA
|
Minimum to Earn Dividends/IRA
|
Dividend Rate
|
APY*
|
|
3 Months
|
$500/$100
|
$500/$100
|
0.10% | 0.10% |
|
6 Months
|
$500/$100 | $500/$100 | 0.15% |
0.15%
|
|
12 Months
|
$500/$100 | $500/$100 | 4.40% | 4.50% |
|
18 Months
|
$500/$100 | $500/$100 | 4.40% |
4.50%
|
|
24 Months
|
$500/$100 | $500/$100 | 4.20% | 4.29% |
|
36 Months
|
$500/$100 | $500/$100 | 4.00% |
4.08%
|
|
48 Months
|
$500/$100 | $500/$100 | 4.00% |
4.08%
|
|
60 Months
|
$500/$100
|
$500/$100 | 4.00% |
4.08%
|
*APY = Annual Percentage Yield.
Dividend rate and APY may change at any time.
Once we receive your funding, a certificate will be established and the rate will be locked for the term of the certificate. Penalties apply for early withdrawal on term certificates. See the account agreement for more information. Funds are NCUA insured up to $250,000 to protect your investment.
