Loan Rates


New Auto Loans
(2019 - 2021)
Minimum Amount
Approximate Term  APR*

$5,000
$10,000
$15,000
$20,000
Up to 36 Months
Up to 60 Months 
Up to 72  Months
Up to 84 Months** 
3.19% - 13.69%
3.44% - 14.69%
3.69% - 15.69%
3.94% - 6.79%
Almost New Auto Loans
(2016 - 2018)
Minimum Amount
Approximate Term  APR*

$5,000
$10,000
$15,000
$20,000
Up to 36 Months
Up to 60 Months 
Up to 72  Months
Up to 84 Months **
3.19% - 13.69%
3.44% - 14.69%
3.69% - 15.69%
3.94% - 6.79%
Used Auto Loans
(2013 - 2015)
Minimum Amount
Approximate Term  APR*

$5,000
$10,000
$15,000
$20,000
Up to 36 Months
Up to 60 Months 
Up to 72  Months
Up to 84 Months **
3.19% - 13.69%
3.44% - 14.69%
3.69% - 15.69%
3.94% - 6.79%
Super Used, but New to You Loans
(2005 - 2012)
Minimum Amount
Approximate Term  APR*

$5,000
$10,000
$15,000
Up to 36 Months
Up to 48 Months
Up to 60 Months
5.69% - 10.99%
5.94% - 11.69%
6.19% - 12.69%

Auto Equity/Cash Out
Minimum Amount
Approximate Term  APR*

$5,000
$10,000
Up to 36 Months
Up to 60 Months
3.69% - 12.79%
4.29% - 13.79%
Motorcycle Loans  Approximate Term  APR*

Up to 36 months
Up to 60 months
Up to 72 months 
4.75% - 9.75%
4.75% - 10.50%
4.99% - 10.50%

Recreational Loans Approximate Term  APR*

Up to 96 months
Up to 120 months
Up to 1`44 months 
5.99% - 8.99%
6.49% - 9.49%
6.99% - 9.99%
Personal Loans  Amount  APR*
Signature Loan 
Terms up to 60 months.
Up to $20,000 10.99% - 17.99%
Signature Line of Credit 
Annual Review 
Up to $20,000
11.99% - 16.99%
Share Secured Loans  Amount  APR*
Share Secured Loan
Terms up to 60 months
Up to $20,000 6.25%


Credit Cards  Amount  APR*
Visa Gold with Rewards 
Up to $20,000 9.99%
Visa Classic Up to $20,000
12.99%


Secured Visa 
(Requires a security share deposit for 100% of loan limit)
Up to $20,000
9.99%
Student/Starter Visa  Up to $2,500
14.99%
Fresh Start Visa 
(Annual Fee = $25.00)
Up to $1,000
16.99%

Unsecured Educator Loans Amount  APR*
Credential Loan
(For students of Teachers College of San Joaquin)
Up to $5,000 7.99% - 16.00%
Master's Tuition Loan
(For students of teachers college of San Joaquin)
Up to $7,500
6.99% - 15.00%


*APR = Annual Percentage Rate. Rates and terms are subject to change.
**84-Month terms not available for all credit tiers 
P.O. Box 8929, Stockton, CA 95208 Phone: 209-235-1100 Fax: 209-235-1121 www.premierccu.com
Rates are subject to credit approval and may be higher depending on payment term, credit rating, vehicle year, and other
qualifications. Rates as low as 5.99% APR applies to terms up to 96 months and up to 120% Loan to Value on model year 2011 or
newer. Payment example: For a $40,000 loan at 5.99% APR with a term of 96 months, the monthly payment will be $526.00.