Loan Rates

 
Auto Loans  Approximate Term  APR**

Up to 36 months  3.19% - 15.49%

Up to 60 months  3.49% - 17.49%

Up to 72 months  3.59% - 17.49%

Up to 84 months 
4.29% - 17.54%
Personal Loans  Amount  APR**
Signature Loan 
Terms up to 60 months.
Up to $20,000 10.99% - 17.99%
Signature Line of Credit 
Annual Review 
Up to $20,000
11.99% - 16.99%

 

Share Secured Loans  Amount  APR**
Share Secured Loan
Terms up to 60 months
Up to $20,000 6.25%

Credit Cards  Amount  APR**
Visa Gold with Rewards 
Up to $20,000 9.99%
Visa Classic Up to $20,000
12.99%

 

Secured Visa 
(Requires a security share deposit for 100% of loan limit)
Up to $20,000
9.99%
Student/Starter Visa  Up to $2,500
14.99%
Fresh Start Visa 
(Annual Fee = $25.00)
Up to $1,000
16.99%

Unsecured Educator Loans Amount  APR**
Credential Loan
(For students of Teachers College of San Joaquin)
Up to $5,000 7.99% - 16.00%
Master's Tuition Loan
(For students of teachers college of San Joaquin)
Up to $7,500
6.99% - 15.00%

 

**APR = Annual Percentage Rate. Rates and terms are subject to change.
P.O. Box 8929, Stockton, CA 95208 Phone: 209-235-1100 Fax: 209-235-1121 www.premierccu.com
Rates are subject to credit approval and may be higher depending on payment term, credit rating, vehicle year, and other
qualifications. Rates as low as 5.99% APR applies to terms up to 96 months and up to 120% Loan to Value on model year 2011 or
newer. Payment example: For a $40,000 loan at 5.99% APR with a term of 96 months, the monthly payment will be $526.00.