4/1/2022
|
New Auto Loans
(2021 - 2023)
|
Minimum Amount
|
Approximate Term | APR* |
|---|---|---|---|
|
$5,000
$10,000
$15,000
$20,000
|
Up to 36 Months
Up to 60 Months
Up to 72 Months
Up to 84 Months**
|
3.19% - 10.99%
3.44% - 11.69%
3.69% - 12.69%
3.94% - 6.79%
|
|
|
Used Auto Loans
(2016 - 2020)
|
Minimum Amount
|
Approximate Term | APR* |
|
$5,000
$10,000
$15,000
$20,000
|
Up to 36 Months
Up to 60 Months
Up to 72 Months
Up to 84 Months **
|
3.19% - 10.99%
3.44% - 11.69%
3.69% - 12.69%
3.94% - 6.79%
|
|
|
Super Used, but New to You Loans
(2007 - 2015)
|
Minimum Amount
|
Approximate Term | APR* |
|
$5,000
$10,000
$15,000
|
Up to 36 Months
Up to 48 Months
Up to 60 Months
|
5.69% - 13.69%
5.94% - 14.69%
6.19% - 15.69%
|
| Auto Equity/Cash Out |
Minimum Amount
|
Approximate Term | APR* |
|---|---|---|---|
|
$5,000
$10,000
|
Up to 36 Months
Up to 60 Months
|
3.69% - 14.19%
3.99% - 15.19%
|
| Motorcycle Loans | Approximate Term | APR* |
|---|---|---|
|
Up to 36 months
Up to 60 months
Up to 72 months
|
4.75% - 9.75%
4.75% - 10.50%
4.99% - 10.50%
|
| Recreational Loans | Approximate Term | APR* |
|---|---|---|
|
Up to 96 months
Up to 1`44 months
|
5.99% - 8.99%
6.99% - 9.99%
|
| Personal Loans | Amount | APR* |
|---|---|---|
|
Signature Loan
Terms up to 60 months.
|
Up to $20,000 | 10.99% - 17.99% |
|
Signature Line of Credit
Annual Review
|
Up to $20,000 |
11.99% - 16.99%
|
| Share Secured Loans | Amount | APR* |
|---|---|---|
|
Share Secured Loan
Terms up to 60 months
|
Up to $20,000 | 6.25% |
| Credit Cards | Amount | APR* |
|---|---|---|
|
Visa Gold with Rewards
|
Up to $20,000 | 9.99% |
| Visa Classic | Up to $20,000 |
12.99%
|
|
Secured Visa
(Requires a security share deposit for 100% of loan limit)
|
Up to $20,000 |
9.99%
|
| Student/Starter Visa | Up to $2,500 |
14.99%
|
|
Fresh Start Visa
(Annual Fee = $25.00)
|
Up to $1,000 |
16.99%
|
| Unsecured Educator Loans | Amount | APR* |
|---|---|---|
|
Credential Loan
(For students of Teachers College of San Joaquin)
|
Up to $5,000 | 7.99% - 16.00% |
|
Master's Tuition Loan
(For students of teachers college of San Joaquin)
|
Up to $7,500 |
6.99% - 15.00%
|
*APR = Annual Percentage Rate. Rates and terms are subject to change.
**84-Month terms not available for all credit tiers
P.O. Box 8929, Stockton, CA 95208 Phone: 209-235-1100 Fax: 209-235-1121 www.premierccu.org
Rates are subject to credit approval and may be higher depending on payment term, credit rating, vehicle year, and other
qualifications. Rates as low as 5.99% APR applies to terms up to 96 months and up to 120% Loan to Value on model year 2011 or
newer. Payment example: For a $40,000 loan at 5.99% APR with a term of 96 months, the monthly payment will be $526.00.
P.O. Box 8929, Stockton, CA 95208 Phone: 209-235-1100 Fax: 209-235-1121 www.premierccu.org
Rates are subject to credit approval and may be higher depending on payment term, credit rating, vehicle year, and other
qualifications. Rates as low as 5.99% APR applies to terms up to 96 months and up to 120% Loan to Value on model year 2011 or
newer. Payment example: For a $40,000 loan at 5.99% APR with a term of 96 months, the monthly payment will be $526.00.
