Here is our latest Fee Schedule
4/1/2022
|
New Auto Loans
(2021-2023)
|
Approximate Term | APR** |
|---|---|---|
| Up to 36 months | 3.19% - 10.99% | |
| Up to 60 months | 3.44% - 11.69% | |
| Up to 72 months | 3.69% - 12.69% | |
| Up to 84 months | 3.94% - 6.79% |
| Personal Loans | Amount | APR** |
|---|---|---|
|
Signature Loan
Terms up to 60 months.
|
Up to $20,000 | 10.99% - 17.99% |
|
Signature Line of Credit
Annual Review
|
Up to $20,000 |
11.99% - 16.99%
|
| Share Secured Loans | Amount | APR** |
|---|---|---|
|
Share Secured Loan
Terms up to 60 months
|
Up to $20,000 | 6.25% |
| Credit Cards | Amount | APR** |
|---|---|---|
|
Visa Gold with Rewards
|
Up to $20,000 | 9.99% |
| Visa Classic | Up to $20,000 |
12.99%
|
|
Secured Visa
(Requires a security share deposit for 100% of loan limit)
|
Up to $20,000 |
9.99%
|
| Student/Starter Visa | Up to $2,500 |
14.99%
|
|
Fresh Start Visa
(Annual Fee = $25.00)
|
Up to $1,000 |
16.99%
|
| Unsecured Educator Loans | Amount | APR** |
|---|---|---|
|
Credential Loan
(For students of Teachers College of San Joaquin)
|
Up to $5,000 | 7.99% - 16.00% |
|
Master's Tuition Loan
(For students of teachers college of San Joaquin)
|
Up to $7,500 |
6.99% - 15.00%
|
**APR = Annual Percentage Rate. Rates and terms are subject to change.
P.O. Box 8929, Stockton, CA 95208 Phone: 209-235-1100 Fax: 209-235-1121 www.premierccu.com
Rates are subject to credit approval and may be higher depending on payment term, credit rating, vehicle year, and other
qualifications. Rates as low as 5.99% APR applies to terms up to 96 months and up to 120% Loan to Value on model year 2011 or
newer. Payment example: For a $40,000 loan at 5.99% APR with a term of 96 months, the monthly payment will be $526.00.
P.O. Box 8929, Stockton, CA 95208 Phone: 209-235-1100 Fax: 209-235-1121 www.premierccu.com
Rates are subject to credit approval and may be higher depending on payment term, credit rating, vehicle year, and other
qualifications. Rates as low as 5.99% APR applies to terms up to 96 months and up to 120% Loan to Value on model year 2011 or
newer. Payment example: For a $40,000 loan at 5.99% APR with a term of 96 months, the monthly payment will be $526.00.
| 4/1/2022 | ||||
|---|---|---|---|---|
| Minimum Balance | ||||
| SAVINGS | Variable Dividend Rate | Annual Percentage Rate (APY) | To Open | Dividend Tiers* |
| Regular Share, Club, HSA, HSF and IRA Share Accounts |
||||
|
$100.00 to $999.99
$1,000.00 to $24,999.99 $25,000.00 or more |
0.010% 0.025% 0.025% |
0.010% 0.025% 0.025% |
$5.00 | $100.00 $1,000.00 $25,000.00 |
| Installment Savings | (Monthly deposit to achieve a savings goal) | |||
|
12-36 Months
37-60 Months
|
0.010% 0.025% |
0.010% 0.025% |
$25.00 | $100.00 |
| Minimum Balance | ||||
|---|---|---|---|---|
| CERTIFICATES | Variable Dividend Rate | Annual Percentage Rate (APY) | To Open | Dividend Tiers* |
|
Youth Savers (Formerly Treasure Hunter) and OMG! Add-on Certificate
(Minor Accounts, 12-month term, $1,000 Max, one per member) |
0.995% | 1.000% | $50.00 | $50.00 |
| Business Certificates(Sole Proprietorship Only) | ||||
| 12 Months | 0.100% | 0.100% | $5.00 | $100.00 $1,000.00 $25,000.00 |
| Certificates & IRA Certificates | ($500 Minimum for IRA Certs) | |||
|
6 Months
12 Months
24 Months
36 Months
60 Months
|
0.050%
0.100%
0.250%
0.300%
0.499%
|
0.050%
0.100%
0.250%
0.300%
0.500%
|
$500.00 | $500.00 |
|
|
Early Withdrawal Penalty for Certificates 12 months and under is 3 months of dividends. |
|||
