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06.16.16

Image of an EMV Card design. 

Premier Community Credit Union will begin issuing EMV chip enabled Debit cards to all members in July 2016.

What is EMV?

Simply put, EMV is a security standard for credit and debit card payments. Named for its founders (EuroPay, MasterCard, and Visa), EMV is a set of security standards for credit and debit card transactions. Commonly referred to as “EMV cards,” or “EMV credit cards,” these cards use advanced smart chip technology instead of a magnetic stripe to hold the data that is required to process a card transaction.

A smart chip has the power of a small computer, allowing it to perform advanced authentication which means added security. The chip’s capacity to store more information than a magnetic stripe means that EMV cards can generate a unique code that is assigned to each transaction. This code is key to fighting fraud because it must be generated by the chip in the card and cannot be used for more than one transaction.

It’s virtually impossible to make a counterfeit EMV card because the chip is extremely difficult to tamper with or copy, which has resulted in reduced counterfeit fraud wherever EMV has been implemented. 

Premier Community Credit Union is pleased to offer this advanced technology to you as way of ensuring that your debit card transactions remain as secure as possible.

05.19.16

Buying a car can be a daunting experience even if it isn't your first car. Here are some things to think about before you buy your next car. Take a look at our terrific promotions:

Dog Days of Summer

After that, apply for your vehicle loan with us!

1Know your budget - Even though you may qualify for a large loan amount, you have to decide whether you want to sacrifice other things (food, medicine) to make the payments for your dream ride. Budget
2Get a pre-approved loan - If you know your budget, and you are aware of your credit score, you could qualify for a pre-approved loan.  The pre-approval speeds up the process of making your dream ride a reality. Pre-Approved
3Credit Union Gap is cheaper - Low rate Gap Insurance Offered at PCCU, ask a credit union representative! Gap
4What is MBI? Get it now...Mechanical Breakdown Insurance (MBI) can protect you from a very high repair bill.  For a few dollars a month, you could potentially save thousands on repairs. MBI
5Get Auto Insurance - You can never be too prepared. Whether it is your fault or not, protecting yourself with insurance can prevent you from driving into a big loss in savings. Auto Insurance
6Compare car prices - Not all dealerships are alike.  A dealer in one part of town could sell you the same car that is thousands of dollars cheaper in another neighborhood. Compare
7Read the fine print - Knowing the details can prevent you from making a huge mistake.  Read your contract before signing! Fine Print
8Don't make impulsive decisions - Unlike that bad hairdo that your hairdresser persuaded you to get, a bad car choice can haunt you for a long time.  It's better to think about your purchase, talk it over with a friend, or better yet, "sleep on it". Decision
9Do your homework - You may not have been a straight "A" student, but a little research goes a long way! Homework
10Make sure that all the features on your car are listed on the sticker - Before you take home your dream ride, make sure that your vehicle actually has the BOSE sound system that is listed on the sticker. Sticker
02.23.16

Investment Planning

Premier Community has a strategic alliance relationship with True North Finance Group to bring financial planning expertise to our members. On-site Financial Advisors will help you create a personal plan for your investments, retirement and insurance needs, college expenses, estate planning and more! For more information, or to schedule an appointment with an Advisor, call 209-954-4348.

Products and services offered through MML Investors Services, LLC are not credit union deposits or obligations; are not guaranteed by any credit union; are not NCUA-insured; and are not insured by any government agency. Investments may lose value.

Tony Delumen
(925) 979-2354
tdelumen@financialguide.com
CA Insurance Lic. # 0F04675
 
Danielle Cunningham
(925) 979-2372
daniellecunningham@financialguide.com
CA Insurance Lic.#0I61267
 
Licensing

Tony Delumen is licensed in the following states: CA, CT, GA, IA, IL, MD, NV, OK, PA, RI, TX, VA, WV
Tony Delumen is registered to offer securities in the following states: CA, CT, GA, IA, IL, PA, RI, TX, VA, WI, WV
He cannot communicate with or respond to inquiries from users who reside in jurisdictions where he is not licensed to conduct insurance or securities business.
CA Insurance License # 0D47382

 

Danielle Cunningham is licensed in the following states: CA

She cannot communicate with or respond to inquiries from users who reside in jurisdictions where she is not licensed to conduct insurance or securities business.

CA insurance License # 0I61267


 

 

 

 

Danielle Cuningham is a registered representative of and offers securities through MML Investors Services, LLC. Member SIPC (www.sipc.org) Supervisory office: 3003 Oak Rd Suite 250 Walnut Creek, CA 94597. (925) 979-2300. Premier Community Credit Union and True North Financial Group are not subsidiaries of MassMutual or its affiliate companies.

 

 

 

Tony Delumen is a registered representative of and offers securities, investment advisory and financial planning  through MML Investors Services, LLC. Member SIPC (www.sipc.org) Supervisory office: 3003 Oak Rd Suite 250 Walnut Creek, CA 94597. (925) 979-2300. Premier Community Credit Union and True North Financial Group are not subsidiaries of MassMutual or its affiliate companies.

 

 

 

 

 

 

06.19.15

TruStage: Insurance the credit union way.

Insurance protection is part of a solid financial plan. That’s because dependable coverage helps ensures financial relief when you need it most. And along the way, that coverage means you’ll take comfort in knowing you’re protected.

Founded on nearly 80 years of working together with credit unions, we make a variety of insurance products and programs available to members like you—and help you protect what matters most.

Welcome to TruStage and insurance the credit union way. To learn more, get quotes or just explore, call Jason Seymore at 925-308-7978 x58217.  To meet Jason, click hereFeel free to refer yourself or your friends to Jason.

© TruStage Insurance Agency, 2013. All rights reserved.

TruStage™ insurance products and programs are made available through TruStage Insurance Agency, LLC and issued by CMFG Life Insurance Company and other leading insurance companies.



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TruStage™ Auto & Home Insurance Program

Exclusively for credit union members like you, the TruStage Auto & Home Insurance Program provides affordable top-quality protection. You could enjoy discounted rates combined with online convenience and 24/7 claims service.

Get your free quote today or call 925-308-7978 x58217.

TruStage™ Auto and Home Insurance program is offered by TruStage Insurance Agency, LLC and issued by leading insurance companies. Discounts are not available in all states and discounts vary by state. The insurance offered is not a deposit and is not federally insured. This coverage is not sold or guaranteed by your credit union.

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TruStage™ Life Insurance Plans

Exclusively for credit union members, we offer TruStage Life Insurance Policies to help you protect the people who matter most in your life. Underwritten by CMFG Life Insurance Company, these plans are designed to fit your budget and provide excellent coverage.

Learn about this important coverage or call 1-855-612-7909 for more information.

TruStage™ Life Insurance is offered by TruStage Insurance Agency, LLC and issued by CMFG Life Insurance Company. The insurance offered is not a deposit and is not federally insured or guaranteed by your credit union.

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$2000 of TruStage™ Accidental Death and Dismemberment Insurance Coverage Is Yours.

One of the nice benefits of credit union membership is a no-cost TruStage Accidental Death and Dismemberment (AD&D) insurance policy from CMFG Life Insurance Company. AD&D coverage pays you or your loved ones a cash benefit after an accident results in a covered injury or loss of life due to an accident.

You can get $2000 of coverage, paid for by your credit union, and provided by CMFG Life Insurance Company. You can also get up to an additional $300,000 AD&D coverage from CMFG Life at affordable rates.

Sign up for your no-cost or additional protection today.

TruStage™ AD&D Insurance is offered by TruStage Insurance Agency, LLC and underwritten by CMFG Life Insurance Company. The insurance offered is not a deposit and is not federally insured or guaranteed by your credit union.

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Insurance Tout