Home   |   loans

Loans

Cruise on over for savings!

Earn up to $150 when you refinance your vehicle.  Keep driving around in the car that you love with a lower rate!  Apply online today, stop by, or call us at 209-235-1100.  Click here, or ask a representative for more details.

Home Loans, Home Equity and Home Equity Lines of Credit

Premier Community helps take the stress out of buying or owning a home.  Whether you need a low-rate purchase or refinance loan, or a convenient home equity loan or line of credit for repairs and remodeling, we've got the right loan for you!  Choose from:
•Conventional up to 95% Loan To Value
•FHA 
•Jumbo (over $417,000 loan amount)
•Second Homes
•Home Equity and Home Equity Line of Credit

*Rates and terms are subject to change without notice 

Get started today! Own your dream, stop dreaming and start creating memories!
Stop by, or call us at 209-235-1100.

Vehicle Loans

Premier Community makes shopping for a new or used auto, RV, motorcycle, or boat easy with hassle-free financing.  We offer fast approval, competitive rates and generous terms to help make your monthly payments affordable.  Apply online, or by phone at 209-235-1100.

Vehicle Loan Options

Visa Credit Cards

Premier Community offers a variety of Visa credit cards to meet your needs.  Whether you want a Gold card with low rates and rewards, or need a Fresh Start rebuilding credit, we've got your card!  Apply online, or by phone at 209-235-1100.

Credit Card Options

Signature Loans & Lines of Credit

Sometimes you need a loan for reasons that don't fit within a predefined label.  That's why Premier Community has unsecured loans that require no collateral, and are approved based on your good credit and ability to repay.  If you need a loan with a great rate, we're here to help!  Apply online, or by phone at 209-235-1100.

Looking to remodel your kitchen or bathroom for a low price and a great interest rate?   kitchenCRATE and Premier Community have partnered to offer standard remodels for as low as $15k in 7 days for a low monthly payment.   Click here to learn more and get started on your new kitchen or bathroom today!

Unsecured Loan Options

Protection Plans

We offer a variety of loan protection programs that offer peace of mind in case of an unforeseen situation.  Whether you need insurance to take over your payments in case of a layoff or disability, or GAP Insurance, we've got you covered! 

Protection Plan Options

Business Services

For your business needs, click here.

AutoSMART - CUDL