Home   |   loans

Loans

PCCU Presents the Red Carpet Spotlight

It's all about you!  Walking our "Red Carpet" has its benefits!   When you refinance* an auto loan, earn up to $150!  You can also receive up to $50 when you transfer balances* from high rate credit cards to our low rate Visa card.  Reward yourself today!  Apply online now, stop by, or call us at 209-235-1100.

*Restrictions apply. Valid May 1 through September 30, 2015. Cash offer applies to refinanced auto loans (refinance of existing PCCU ineligible). Receive $50 for auto loan funded between $2,000 to $9,999.99. Receive $100 for auto loan funded between $10,000 to $14,999.99. Receive $150 for auto loan funded $15,000 and over. Receive $50 for new Visa with a minimum $500 balance transfer to PCCU or existing Visa with a minimum $1,000 balance transfer to PCCU. Balance transfer fee waived. Cash will be deposited to members’ savings account upon completion of qualifying auto loan and/or Visa balance transfer. Member is responsible for any applicable tax reporting requirements. Please consult a tax advisor. Rates subject to change without notice. All loans and rates subject to
loan approval. Cannot be combined with any other offer. 

See our ads at Regal Cinemas 16 & Regal Cinemas 8 in Stockton!

Branding AdRed Carpet Ad

Home Loans, Home Equity and Home Equity Lines of Credit

Premier Community helps take the stress out of buying or owning a home.  Whether you need a low-rate purchase or refinance loan, or a convenient home equity loan or line of credit for repairs and remodeling, we've got the right loan for you!  Choose from:
•Conventional up to 95% Loan To Value
•FHA 
•Jumbo (over $417,000 loan amount)
•Second Homes
•Home Equity and Home Equity Line of Credit

*Rates and terms are subject to change without notice 

Get started today! Own your dream, stop dreaming and start creating memories!
Stop by, or call us at 209-235-1100.

Vehicle Loans

Premier Community makes shopping for a new or used auto, RV, motorcycle, or boat easy with hassle-free financing.  We offer fast approval, competitive rates and generous terms to help make your monthly payments affordable.  Apply online, or by phone at 209-235-1100.

Vehicle Loan Options

Visa Credit Cards

Premier Community offers a variety of Visa credit cards to meet your needs.  Whether you want a Gold card with low rates and rewards, or need a Fresh Start rebuilding credit, we've got your card!  Apply online, or by phone at 209-235-1100.

Credit Card Options

Signature Loans & Lines of Credit

Sometimes you need a loan for reasons that don't fit within a predefined label.  That's why Premier Community has unsecured loans that require no collateral, and are approved based on your good credit and ability to repay.  If you need a loan with a great rate, we're here to help!  Apply online, or by phone at 209-235-1100.

Unsecured Loan Options

Protection Plans

We offer a variety of loan protection programs that offer peace of mind in case of an unforeseen situation.  Whether you need insurance to take over your payments in case of a layoff or disability, or GAP Insurance, we've got you covered! 

Protection Plan Options

Business Services

For your business needs, click here.

AutoSMART - CUDL