Home   |   loans


PCCU Presents the Red Carpet Spotlight

It's all about you!  Walking our "Red Carpet" has its benefits!   When you refinance* an auto loan, earn up to $150!  You can also receive up to $50 when you transfer balances* from high rate credit cards to our low rate Visa card.  Reward yourself today!  Apply online now, stop by, or call us at 209-235-1100.

*Restrictions apply. Valid May 1 through September 30, 2015. Cash offer applies to refinanced auto loans (refinance of existing PCCU ineligible). Receive $50 for auto loan funded between $2,000 to $9,999.99. Receive $100 for auto loan funded between $10,000 to $14,999.99. Receive $150 for auto loan funded $15,000 and over. Receive $50 for new Visa with a minimum $500 balance transfer to PCCU or existing Visa with a minimum $1,000 balance transfer to PCCU. Balance transfer fee waived. Cash will be deposited to members’ savings account upon completion of qualifying auto loan and/or Visa balance transfer. Member is responsible for any applicable tax reporting requirements. Please consult a tax advisor. Rates subject to change without notice. All loans and rates subject to
loan approval. Cannot be combined with any other offer. 

See our ads at Regal Cinemas 16 & Regal Cinemas 8 in Stockton!

Branding AdRed Carpet Ad

Vacation Loans

Paradise is within your reach!  Go on that dream vacation you've been meaning to take! Borrow $1,500 at 7.99% APR* for 12 months to visit an exotic locale, or a loved one that you haven't seen in a while.  To make your vacation dollars go farther, use your credit union benefit at RecreationConnection.com and GetAwayToday.com for discounts on attractions and more. You can use your loan for other things as well. Don't wait! Apply online today, stop by, or call us at 209-235-1100.

*APR=ANNUAL PERCENTAGE RATE. Restrictions apply. Valid from May 1, 2015 thru August 30, 2015. Rates subject to change without notice. All loans and rates subject to loan approval. Member cannot have an existing holiday or vacation loan that is still open from a previous offering. Please ask a representative for details.

Home Loans, Home Equity and Home Equity Lines of Credit

Premier Community helps take the stress out of buying or owning a home.  Whether you need a low-rate purchase or refinance loan, or a convenient home equity loan or line of credit for repairs and remodeling, we've got the right loan for you!  Choose from:
•Conventional up to 95% Loan To Value
•Jumbo (over $417,000 loan amount)
•Second Homes
•Home Equity and Home Equity Line of Credit

*Rates and terms are subject to change without notice 

Get started today! Own your dream, stop dreaming and start creating memories!
Stop by, or call us at 209-235-1100.

Vehicle Loans

Premier Community makes shopping for a new or used auto, RV, motorcycle, or boat easy with hassle-free financing.  We offer fast approval, competitive rates and generous terms to help make your monthly payments affordable.  Apply online, or by phone at 209-235-1100.

Vehicle Loan Options

Visa Credit Cards

Premier Community offers a variety of Visa credit cards to meet your needs.  Whether you want a Gold card with low rates and rewards, or need a Fresh Start rebuilding credit, we've got your card!  Apply online, or by phone at 209-235-1100.

Credit Card Options

Signature Loans & Lines of Credit

Sometimes you need a loan for reasons that don't fit within a predefined label.  That's why Premier Community has unsecured loans that require no collateral, and are approved based on your good credit and ability to repay.  If you need a loan with a great rate, we're here to help!  Apply online, or by phone at 209-235-1100.

Looking to remodel your kitchen or bathroom for a low price and a great interest rate?   kitchenCRATE and Premier Community have partnered to offer standard remodels for as low as $15k in 7 days for a low monthly payment.   Click here to learn more and get started on your new kitchen or bathroom today!

Unsecured Loan Options

Protection Plans

We offer a variety of loan protection programs that offer peace of mind in case of an unforeseen situation.  Whether you need insurance to take over your payments in case of a layoff or disability, or GAP Insurance, we've got you covered! 

Protection Plan Options

Business Services

For your business needs, click here.