Checking Account Options
Premier Community Credit Union offers checking account options to meet your needs, from feature rich to budget friendly. See below what you get from each checking account options. Come in and talk to one of our representatives or call (209) 235-1100 today!
|FEATURES||ADVANTAGE CHECKING||BASIC CHECKING||INTEREST CHECKING||DIAMOND CHECKING|
$5 if no transactions
$10 if balance falls
$25 if balance falls
|Visa Debit/ATM Card Surcharge or Maintenance Fee3||$0||$1||$1||$1|
|Checks||Basic Logo Checks||Price varies||Price varies||Basic Logo Checks|
|Courtesy Pay||Up to $500||Up to $500||Up to $500||Up to $1000|
|Fee Refunds2||1 per quarter||No||No||Yes|
|Other||ATM surcharge refunds (up to $20/month). Unlimited money orders, corporate checks, temp checks, and notary service.||N/A||N/A||All General/Checking account fees waived except for Monthly Account Fee. Excludes loan fees.|
|FEATURES||HIGH SCHOOL CHECKING|
|COLLEGE CHECKING||FRESH START CHECKING|
|Visa Debit/ATM Card Surcharge or Maintenance Fee3||$0||$0||$0||$1|
|Checks||N/A||Price varies||Basic Logo Checks||Price varies|
|Courtesy Pay||N/A||N/A||Up to $500||N/A|
|Fee Refunds2||N/A||No||1 per month||No|
|Other||Minor account.||Must have a qualifying responsible adult or guardian on the account.||Must re-qualify for College Checking every 2 years.||Member can apply for Basic Checking after 12 months|
1 Active Bill Pay requires at least 1 Bill Payment every 30 days from enrollment date - $5 without Active Bill Pay
2 Excluding loan fees
3 Waived with 12 Debit Card Purchase Transactions Per Month or one of the following accounts: Premier Checking, Advantage Checking, Student Checking, High School Checking, College Checking. Also waived for members under the age of 18 or over the age of 60.
* Membership requires a savings account to join. Monthly savings account fee $5 if balance less than $100. Fee waived with Active Checking Account, CD, MMKT, Loan or <18 Age. Active Checking requires at least 5 Separate/Unrelated transactions.
REFER TO MOST CURRENT SCHEDULE OF FEES AND CHARGES FOR UP-TO-DATE INFORMATION
Protect Yourself from Overdraft and Bounced Check Fees
Unlike for-profit financial institutions, Premier Community prioritizes your financial well-being ahead of making income on fees. It's important to educate yourself on how to manage your checking account so you don't incur excessive fees. Click here to read this important brochure, and be sure to check with our Service Center staff if you need more assistance!