Two kids under umbrella

Certificates of Deposit (CDs)

Premier Community offers a variety of ways for members to take advantage of the highest interest rates possible on their hard-earned money.  All deposits are government insured up to $250,000 per member, plus additional private insurance for another $250,000.

Traditional Share Certificates

  • Terms from 6 to 60 months

Bump-Up Certificates

  • Take advantage of rising rates by bumping up your rate once per term
  • Terms from 24 to 60 months

Add-On Certificates

  • Open a new Certificate with $100, and add deposits monthly to grow your savings (minimum subsequent deposits $25)
  • Terms from 12 to 60 months

Liquid Certificates

  • No penalty withdrawal up to 50% of the original balance (to account minimum of $1,000) once every 12 months.  (additional withdrawals may be assessed penalties)
  • Terms from 12 to 60 months

Treasure Hunter/OMG! Certificates

  • High yield earning certificate for kids and students.
  • Low opening deposit and add-on feature to see your certificate grow.
  • Maximum of $1,000 per child/student.
  • 12-month term
 

Minimum Balance

CERTIFICATES

Variable Dividend Rate Annual Percentage Rate (APY) To Open Dividend Tiers*
Treasure Hunter and OMG! Add-on Certificate

(Minor Accounts, 12-month term, $1,000 Max, one per member)

0.995% 1.000% $50.00 $50.00
Business Certificates(Sole Proprietorship Only)
12 Months 0.100% 0.100% $500.00 $500.00
Installment Savings
($500 Minimum for IRA Certs)
12-36 Months
37-60 Months
0.010%
0.025%

0.010%
0.025%

$5.00 $100.00
Certificates 
6 Months
12 Months
24 Months
36 Months 
60 Months
 
0.050%
0.100%
0.300%
0.449%
0.499%
 
0.050%
0.100%
0.300%
0.450%
0.500%
 
$500.00 $500.00


Early Withdrawal Penalty for Certificates 12 months and under is 3 months of dividends.
Early Withdrawal Penalty for Certificates over 12 months is 6 months of dividends.
Early Withdrawal Penalty may exceed the dividends that have been earned.
Early Withdrawal Penalty for Certificates is waived where the death of the member/owner has occurred.