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Being a happy medium between cash and credit cards, debit cards give you the convenience of carrying a card without the risk of overspending. Here are just some of the many advantages to having a debit card with Premier Community Credit Union:
01: CO-OP Network ATMs
There are over 30,000 CO-OP Network ATMs across the country that makes it easy for you to access your Premier CCU account at no extra charge. Knowing your finances are available when you want where you want can definitely help put you at ease while you’re on that business or leisure trip.
02: Daily Limits
For your protection, there are daily limits on how much money can be used through your Premier CCU debit card account. These limits are a $500 ATM limit, $500 pinned debit limit and a $3,000 “Signature Credit” limit. These limits make it easier for you to keep track of your spending and also makes it tougher for big amounts to be spent in the unfortunate case you become the victim of ID theft.
03: ID Theft Protection
It’s also a lot harder to steal from a debit card than it is to simply steal cash. In many cases, a pin number is needed to spend and, if you report your card stolen or realize odd activity on your account, the card can be canceled so it can’t be used anymore.
04: No Debt
With a debit card, you’re spending money directly out of your bank account, so it prevents you from overspending. With that, you won’t have any monthly bill to remember to pay off like you would with a credit card.
If you are interested in trying out a Premier Community Credit Union debit card, please visit our website at premierccu.org or give us a call at: 209-235-1100 or 800-731-4477.
