Alternative Loan Programs*

If you’re looking for something more than what financial institutions usually offer, you’ve come to the right place!  Premier Community has a variety of other programs for those people that don’t fit other institution criteria. 

  Fresh Start Credit Card

If you’ve had financial issues in the past, put your best foot forward with our Fresh Start Credit Card.  Rebuild your credit with piece of mind.

• Quick approval
• Low rates
• Interest rate of 16.99% APR
• Monthly payments as low as $25

  Education Credential Loan

Premier Community was chartered in 1931 as a teacher’s credit union.  Although we have grown, we still value our roots and want to offer a discounted loan for any educator affiliated with the San Joaquin County Office of Education, pursuing a teaching credential.  Ask about how to receive a 2.50% APR discount.

  Teacher Relocation Loan

Moving can be a headache, but Premier Community is here to make your travels easier, with our teacher relocation loan!  If you’re a teacher and are relocating to San Joaquin County, we’re here to help! Ask about how to receive a 1.00% APR discount.

  Overdraft Line of Credit

Looking to protect yourself from overdrafts?  Ask us about our Overdraft Line of Credit, which gives you automatic protection when you least expect it and need it most!

• Revolving line of credit
• Low credit score may qualify
• Low rates
• Low overdraft transfer fee
• No annual fee
• Automatic payment transfer for convenience
• Overdraft protection for your PCCU checking account

Call (209) 235-1100 for more information!

*Restrictions apply.  APR = Annual Percentage Rate.  Not valid with other offer.  Please ask a representative for details.