CHOOSE THE CHECKING OF YOUR CHOICE

1These services are provided by a third party vendor.
2Up to $20 per month.  Must submit a request within 90 days of occurence.
3$10 per month if balance falls below $1500 during the month.
4One per 12-month period.  Must submit request within 90 days of occurence

Protection Plus Benefits and Disclosures
Identity Theft Insurance and Fraud Assistance

You'll have up to $10,000 in financial compensation for qualified expenses incurred in the recovery of your stolen identity.  Included in this benefit is Fraud Assistance, a comprehensive service designed to help with the hassle of clearing your good name.  You'll receive expert help to assist you in organizing paperwork, advising you about notifying creditors and more.  (Identity Theft Insurance is not available to residents of the state of New York.)

Cash Rewards¹
How would you like to earn $100... $200... $300 or more just for shopping?  Now you can earn money back by making purchases through the Cash Rewards website.  Register your Premier Community credit or debit card and start shopping.  It's that simple!  Your cash rewards will be automatically refunded to your registered card on your monthly statement.

1You must access the retailer's link through the website provided and use the credit or debit card you have registered to be eligible for rewards.  Credit will be issued automatically to your registered card within 90 days from date of purchase.  Participating merchants may change at any time without notice. Certain restrictions and limitations may apply.

Triple-Bureau Credit Alert ²
With triple-bureau daily credit monitoring, you'll be alerted automatically of certain changes to your credit.  While it can't prevent identity theft, Triple-Bureau Credit Alert can greatly reduce its impact by allowing you to minimize the damage.  If there are no changes to your credit, you'll even receive a quarterly notification letting you know that nothing has changed.

2Triple-Bureau Credit Alert is not a credit counseling service and does not promise to help you obtain a loan or improve your credit record, history, or rating.  The Triple-Bureau Credit Alert service may be modified or improved at any time and without prior notice.  Daily monitoring will notify members of any new inquiries, certain derogatory information, accounts, public records, or change of address that have been added to their credit reports as reported by any of the three major credit reporting agencies.  If no information has been added or changed, then the member will receive a quarterly notification stating that no information has changed within their credit file.  Neither the Plan Administrator, the provider of the Triple-Bureau Credit Alert service, or its credit information subcontractors, nor Financial Services Association shall have any liability for the accuracy of the information contained in the Triple-Bureau Credit Alert reports which you receive, including any liability for damages, direct or indirect, consequential or incidental.

Triple-Bureau Credit Reports ³
Get a full picture of your credit strength with credit reporting and scoring from all three major credit reporting agencies - Experian, Equifax, and TransUnion - in one consolidated report.

3Neither Affinion Benefits Group, its credit information subcontractors, nor Fiinancial Services Association shall have any liability for the accuracy of the information contained in the credit reports or credit scores which you receive, including any liability for damages, direct or indirect, or incidential.  The service is not a credit counseling or repair service and does not promise to help you obtain a loan or improve your credit record, history, or rating.  In addition to other rights, you are entitled by laaw to request and receive a free report every twelve months from each of the national credit reporting agencies (Experian, TransUnion, and Equifax).  Information regarding these and other FCRA rights is available at  www.ftc.gov .